Alton Bank  
 
  Dormant Accounts

Beginning May 1, 2013, Regular, Now, and Low Volume Checking Accounts become dormant after one year of inactivity. Statement Savings and MMDA Accounts becomes dormant after two years of inactivity. A dormant account can be reactivated by contact with Alton Bank. All dormant accounts not reactivated will be assessed a dormant account fee.


Mastercard Zero Liability Change

Effective October 17, 2014, Mastercard is extending its Zero Liability Policy to include all Mastercard PIN-based and ATM transactions. A cardholder will not be liable for unauthorized transactions, as long as the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly reported the loss or theft to the issuer. *The new rule eliminates the $50 liability limitation that applies under the current Mastercard rule if the conditions for zero liability are not met. Under the revised rule, if the conditions for zero liabilty are not met the the Regulation E limitations will apply instead of the current $50 Mastercard limitation. Under Reg. E, the cardholder could have up to $500 liability if the loss is not reported within 2 days of discovery, or unlimited liability if the unauthorized transaction is not reported within 60 days of when the unauthorized transaction was reported on a periodic statement. *This rule does not apply to commercial cards.

 

 


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Official: Man who killed deputy had made threats


TALLAHASSEE, Fla. (AP) — A man who had made previous threats against police set his house on fire Saturday and ambushed the first sheriff's deputy who responded, fatally shooting the deputy and wounding another before he was killed by a police officer who lives nearby, a law enforcement official said. The man's name and address had been entered into a law enforcement computer system because of ...

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Knicks win 91-83, drop 76ers to 0-13


NEW YORK (AP) — Carmelo Anthony scored 25 points, Amare Stoudemire added 16 points and 11 rebounds, and the New York Knicks dropped the Philadelphia 76ers to 0-13 with a 91-83 victory on Saturday night. Jose Calderon made his season debut for the Knicks, who had lost consecutive games but had an easy time against a team that was every bit as bad as its record for most of the game. The 76ers ...

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