LOW VOLUME ACCOUNT
This account has no service charge if you meet the following requirements. Unlimited debit card transactions. Use no more than 6 checks per month. You must sign up for Internet Banking and receive your monthly statements by e-statements. (No paper statement will be mailed.) If you exceed the limited checks per month the service charge will apply as a regular checking account.

Regular Checking:
You are assessed a service charge that will vary according to the balance in your account. This is based upon the average daily balance during the month. You will not be charged more than $5.00 a month for a service charge.
FREE checking for age 55 and over, for primary account owners.

Now Account:
This is an interest bearing account. A minimum balance of $1,000.00 is used to open this account. You must maintain an average daily balance of $1,000.00 to obtain the annual percentage yield. This account will be assessed a $5.00 monthly service charge if you maintain an average daily balance of $1,000.00. The interest rate and annual percentage yield are included in the Rate Chart.

Money Market Deposit Account:
This is an interest bearing account. A minimum balance of $2,500.00 is used to open this account. You must maintain an average daily balance of $2,500.00 to obtain the annual percentage yield. Your monthly service charge will vary according to the average balance in your account. This account may be assessed up to a $10.00 service charge. There is no limit to the number of withdrawals made in person or by mail. Preauthorized transfers are limited to no more than six per month or statement cycle, of which only three may be by check to third parties. The interest rate and annual percentage yield are included in the Rate Chart.

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